Digital Wallets

Union Bank offers the convenience of digital wallet debit cards in the Apple Pay®, Google Pay™, and Samsung Pay systems. A digital wallet is a system that securely stores your payment information and passwords for numerous payment methods and websites. By using a digital wallet, you can complete purchases easily and quickly with near-field communications technology. You can also create stronger passwords without worrying about whether you will be able to remember them later. A digital wallet can also be used to store loyalty card information and digital coupons. The main benefits of using a digital wallet include:

✓ Convenience

In mere seconds, you can complete a transaction using a digital wallet with a tap or wave of the smartphone at the checkout terminal.

✓ Efficiency

No more digging in your purse or wallet for the right card. Plus, as more consumers adopt this technology, checkout lines could become shorter due to the speedy nature of the transactions.

✓ Less Lugging Items Around

If you’re like most people, your phone is always with you. If you can store your payment cards in a digital wallet, you can pay at accepting stores without needing to carry your physical wallet with you — meaning one less item to carry.

✓ Organization

A digital wallet can help you organize everything from credit cards, membership cards, customer loyalty cards and more.

✓ Enhanced Security

Unlike your regular wallet, your phone has controls available — should you turn them on — that will allow only you to get in. If someone finds your wallet, your cards are all right there. But if someone finds your phone, they can’t just physically reach into it and pull out a credit card. Plus, when the payment is made in-store or online, what is exchanged instead of your card number is a unique transaction identifier or token — so the stores where you shop with a digital wallet do not have to store your account information — which can help enhance the security of your data.

Get Started Today

Before making a payment with your mobile device, you need to follow a few simple steps to enroll.

  1. Locate or install the wallet app on your device.
  2. Select the option to add a card.
  3. Follow the steps listed on the screen to add a new card. During the setup process, the bank will verify your card and may ask for additional information.
  4. When the verification is complete, you will receive a confirmation message and can begin using your digital wallet.