First Step Savings

This account gives kids the chance to learn responsibility by managing their own account with help from a guardian.

  • Guardian must be co-owner, maximum owner age of 17
  • $25 minimum deposit to open account
  • Interest is compounded daily and credited to your account monthly
  • No monthly maintenance fee
  • Four total withdrawals or debit transactions allowed per month; additional debits are $1 each, regardless of balance*

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* If you continuously exceed six preauthorized transfers per month, we are required to reclassify the account under Regulation D.

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