Visa® Classic Credit Cards

The classic credit card with rate options that meet your lifestyle needs. This card is designed for Union Bank clients who earn at least $12,000 annually. Choose from a Low Rate Card or a Preferred Points Card.

Low Rate Card features:

  • No annual fee
  • Low introductory rate for the first six months
  • 25-day interest-free grace period on all purchases
  • Rental car collision damage waiver protection
  • No fees for cash advances
  • Accepted worldwide
  • Online account access
  • Zero liability for unauthorized purchases
  • Monthly spending limits start at $1,000

Preferred Points Card features:

  • No annual fee
  • Low introductory rate for the first six months
  • 25-day interest-free grace period on all purchases
  • Rental car collision damage waiver protection
  • No fees for cash advances
  • Earn one rewards point for each dollar spent, up to 10,000 points per month
  • Redeem rewards points for cash back, gift cards or a wide variety of merchandise
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • Accepted worldwide
  • Online account access
  • Zero liability for unauthorized purchases
  • Monthly spending limits start at $1,000

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