Are Prepaid Travel Cards Worth It? - Union Bank Skip to Content
×
Reset Your Password
Login
CALL US: 1.866.638.0552
  • Schedule An AppointmentExternal link opens in a new window
  • Contact Us
  • Locations
  • Employment

Union Bank

Union Bank Logo
Login Menu
  • Personal
    • Personal Checking Accounts
    • Savings & Money Market Accounts
    • CDs & IRAs
    • Personal Loans
    • Mortgage Loans
    • Electronic Banking
    • Credit Cards
    • Lost/Stolen Cards
    • Check Reorder
    • Personal Fee Schedule
    • Other Personal Services
  • Business
    • Business Checking Accounts
    • Money Market Accounts
    • Business Loans
    • Electronic Banking
    • Credit Cards
    • Lost/Stolen Cards
    • Check Reorder
    • Business Fee Schedule
    • Other Business Services
  • Lending
    • Mortgage Services
    • Personal Loans
    • Business Loans
    • PPP Forgiveness
  • Electronic
    • Online Banking
    • Digital Banking Upgrade
    • e-Statements
    • Person-to-Person Payments
    • Mobile Banking
    • Mobile Check Deposit
    • Digital Wallets
    • MyCardRules
    • Treasury Management
    • Commercial Remote Deposit
  • Resources
    • Applications & Forms
    • Notices & Disclosures
    • FAQs
    • Investor Relations
    • Rates & Fees
    • Debit Card Security
    • Tips for Safer Mobile Payments
    • Switch Kit
    • Calculators
    • Hot Topics Resources
    • Applying For Financial Aid
    • #GETBANKED
    • Blog
    • Press Releases
  • Contact
    • Schedule An AppointmentExternal link opens in a new window
    • Send Us a Message
    • Locations
    • About Us
    • Investor Relations
    • Fraud Center
    • Check Reorder
    • Report Lost/Stolen Cards
    • ID Theft Protection
Contact Locations
  • Personal
    • Personal Checking Accounts
    • Savings & Money Market Accounts
    • CDs & IRAs
    • Personal Loans
    • Mortgage Loans
    • Electronic Banking
    • Credit Cards
    • Lost/Stolen Cards
    • Check Reorder
    • Personal Fee Schedule
    • Other Personal Services
  • Business
    • Business Checking Accounts
    • Money Market Accounts
    • Business Loans
    • Electronic Banking
    • Credit Cards
    • Lost/Stolen Cards
    • Check Reorder
    • Business Fee Schedule
    • Other Business Services
  • Lending
    • Mortgage Services
    • Personal Loans
    • Business Loans
    • PPP Forgiveness
  • Electronic
    • Online Banking
    • Digital Banking Upgrade
    • e-Statements
    • Person-to-Person Payments
    • Mobile Banking
    • Mobile Check Deposit
    • Digital Wallets
    • MyCardRules
    • Treasury Management
    • Commercial Remote Deposit
  • Resources
    • Applications & Forms
    • Notices & Disclosures
    • FAQs
    • Investor Relations
    • Rates & Fees
    • Debit Card Security
    • Tips for Safer Mobile Payments
    • Switch Kit
    • Calculators
    • Hot Topics Resources
    • Applying For Financial Aid
    • #GETBANKED
    • Blog
    • Press Releases
  • Contact
    • Schedule An AppointmentExternal link opens in a new window
    • Send Us a Message
    • Locations
    • About Us
    • Investor Relations
    • Fraud Center
    • Check Reorder
    • Report Lost/Stolen Cards
    • ID Theft Protection

Are Prepaid Travel Cards Worth It?

by Union Bank / Tuesday, 22 June 2021 / Published in Blog Roll

are prepaid travel cards worth it?

Yes! Prepaid travel cards make it easy to get cash in the local currency without the risk of using your own debit card, costly credit card cash withdrawals or the hassle of traveler’s checks. Read our blog post to learn the benefits of this type of card and the best way to manage your money abroad.

What Type of Currency Can be Loaded on Prepaid Travel Cards?

Union Bank Travel Cards are loaded in US dollars.  When purchases are made in a foreign country, the currency is automatically converted at the time of purchase.  This is ideal if you plan to visit more than one country during your trip because you receive the best exchange rate at the time of the purchase and don’t have to keep track of multiple currencies.  And, you don’t have to worry about having to convert any unused funds on your card to another currency when you return home.

What Are the Benefits of Having a Prepaid Travel Card?

Safer Than Cash, Debit, or Credit

Travel cards can help protect your money while traveling internationally. Their biggest benefit is ensuring you aren’t walking around with a lot of foreign bank notes on you at one time. That can be bulky to carry around, a pain to keep track of, and easily stolen.

Compared to debit and credit cards, travel cards are ultimately more secure. All three are protected by a PIN and/or signature; however, travel cards aren’t linked to your bank account. This prevents a fraudster from accessing your funds or obtaining personal information about you besides the name on the card. Plus, if your travel card is stolen, the funds can easily be transferred to a replacement card.

Handy Tool for Budgeting

When traveling, it can be easy to get caught up in the excitement of being abroad and accidentally overrun the credit card. That’s where travel cards save the day. Because they are prepaid, you control how much money you load onto the card before you jet off. This built-in limit helps you stick to your travel budget and keep track of your spending habits. 

The amount you can load varies depending on the card provider. At Union Bank, your card can be loaded in amounts of $100.00 – $5,000.00 with a maximum balance of $10,000.00.

Reloadable

Many frequent international travelers prefer carrying a travel card because it can be reused again and again. You can easily reload yours via bank account transfers, direct deposit, or cash—both online and in-person. This means you can just focus on enjoying your trip instead of worrying about where and when you’re going to get your funds.

Purchase Your Union Bank Travel Card For Your Next Trip

As travel begins to pick back up, you’ll want to start preparing for your next getaway. The prepaid Union Bank travel card can be used worldwide everywhere Visa debit cards are accepted—and it’s safer than cash. Stop by your local branch and get your travel card today!

Find Out More

  • Personal Banking
  • Business Banking
  • Lending Center
  • Resources
    • Applications & Forms
    • Switch Kit
    • Rates & Fees
    • Calculators
    • Notices & Disclosures
    • Hot Topics Resources
    • Investor Relations
    • ID Theft
    • Gift & Travel Cards
    • Lost/Stolen Cards
    • Reorder Checks
  • Contact

Customer Support

By Phone
1-866-638-0552

Mon-Fri: 8:00AM-11:00PM ET
Sat-Sun: 9:00AM-5:00PM ET
Holidays (excluding Thanksgiving & Christmas): 9:00AM-5:00PM ET

By Email
support@unionbanknc.comExternal link opens your mail client. Email messages are not secure. Do not send confidential information by email.

By Mail
Union Bank
Attn: Operations
1011 Red Banks Road
Greenville, NC 27858

Lost or Stolen Card
Debit Cards – 1-888-297-3416
Credit Cards – 1-800-854-7642, option 1
Gift Cards – 1-855-887-1836
Travel Cards – 1-855-887-1835

Union Bank 24-Hour Voice Response
1-877-354-8853

Find Out More

  • Home
  • Personal Banking
  • Business Banking
  • Lending Center
  • Fraud Center
  • Contact

About Us

  • Who We Are
  • Mission
  • Locations
  • Board of Directors
  • Management
  • Investor Relations
  • Employment Opportunities

Resources

  • Applications & Forms
  • Notices & Disclosures
  • FAQs
  • Rates & Fees
  • Switch Kit
  • Calculators
  • Blog
  • Press Releases

Logins

  • Online Banking Login  External link opens in a new window
  • Remote Deposit LoginExternal link opens in a new window

Hot Topics

  • Identity Theft
  • Check 21
  • Phishing & Internet Scams
  • Financial Awareness
  • Online Security
  • Frauds & Scams
  • GET SOCIAL
Union Bank

Sitemap Privacy Notice Terms of Use Fraud Notice Member FDIC By clicking this link, you will leave Union Bank’s website to visit a third-party website where the privacy and security policies of Union Bank do not apply. Union Bank is not responsible for the content, products or services that you may find on the third party site. Equal Housing LenderBy clicking this link, you will leave Union Bank’s website to visit a third-party website where the privacy and security policies of Union Bank do not apply. Union Bank is not responsible for the content, products or services that you may find on the third party site. NMLS # 429906

Some items on this site require Adobe Acrobat ReaderBy clicking this link, you will leave Union Bank’s website to visit a third-party website where the privacy and security policies of Union Bank do not apply. Union Bank is not responsible for the content, products or services that you may find on the third-party site..

© 2020 Union Bank

TOP