Ms. Watts joined Union Bank in September 2010. Prior to joining Union Bank, she served as Director of Real Estate with Capital Bank in Raleigh, NC. Ms. Watts has 29 years of banking experience all of which has been in the central North Carolina area. She has served as a commercial real estate lender for many of those years and moved into a credit role in 2008. Ms. Watts graduated from UNC Chapel Hill with a BS degree in Business Administration with a concentration in Finance in 1988.