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Home -> Personal Banking -> Savings

Personal Savings

To provide our community with a variety of products we offer the following to fulfill an outstanding banking experience for each customer’s personal needs:

 

Premier Savings  
 
  • $100 minimum deposit to open account
  • Interest is calculated and compounded daily on the collected balance and credited to your account monthly. No minimum balance required to earn interest
  • $5 monthly Balance Requirement Fee, Balance Requirement Fee can be avoided by maintaining a $300 minimum daily ledger balance.
  • Withdrawal limits may vary

First Step Savings
 
  • $25 minimum deposit to open account
  • Interest is calculated and compounded daily on the collected balance and credited to your account monthly. No minimum balance required to earn interest
  • No Monthly Maintenance Fee
  • Four (4) total withdrawal or debit transactions allowed per month. Additional debits are $1 each, regardless of balance, (Withdrawal limits may apply).

Certificate of Deposit  
 
  • UNION BANK AND TRUST offers a variety of CD options and term lengths. Competitive interest is compounded daily.
  • CD accounts are fee free (substantial penalties will apply for early withdrawals).
  • CD accounts earn interest at the Rate and Annual Percentage Yield (APY) printed on the face of the certificate for the initial term of the certificate.
  • For each automatic renewal, the interest Rate and Annual Percentage Yield (APY) will renew at the prevailing APY and for the same term length.

 
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