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Home -> Personal Banking -> Lending

Consumer Lending

To provide our community with a variety of products we offer the following to fulfill an outstanding banking experience for each customer’s personal needs:

 

Consumer Loans
Being a community bank, we pride ourselves on a high level of personal service. This means fast turn around on your loan request, along with a variety of products to fit your needs. You may need a consumer loan for a variety of reasons:
  • Auto Purchase
  • Recreational Vehicles
  • Debt Consolidation
  • Personal Use

Commercial Loans
Union Bank & Trust offers a variety of commercial loan products to meet our local business owner’s needs. We offer a wide range of repayment options. Some of our services include:
  • Operating lines of credit
  • Equipment financing
  • Commercial Real Estate

Agriculture Loans  
Union Bank & Trust strives to have a high level of commitment to our agricultural customers’ ever changing financial needs. Some of our services include:
  • Machinery Loans
  • Operating Lines of Credit
  • Real Estate

Real Estate Loans
Union Bank & Trust understands your home may be the largest investment you may ever take on. You can feel secure knowing that your lender understands and can lead you through the mortgage process. We will make your home financing fast, easy, and understandable.
  • Purchase, Construction, Lot and Refinancing Available
  • 3 and 5 year balloons
  • Free prequalification
  • Low closing costs
  • Prompt loan decisions
  • Competitive Rates

Home Equity Loan
With a Home Equity Line of Credit from Union Bank & Trust, you have the advantage of using the equity in your home when you need it. Once you establish your line of credit, simply borrow the money when you need it with flexible repayment options.
  • Convenience
  • Low Annual Fee
  • Potential Tax Advantages – see your tax advisor for deductibility
  • Fixed or Variable Rate Options
  • Free book of checks for your line
  • Use your money for any reason
  • Monthly Statement

 
Equal Housing Lender  Equal Housing Lender © 2008 Union Bank and Trust Member  Member FDIC